Public and Product Liability Insurance
Public liability insurance can help to protect your business from the financial risk of liability claims resulting from an accident or unforeseeable incident that causes damage or injury to someone (other than your employees).
As accidents are unpredictable in nature and the costs of being sued are extraordinarily high, this type of cover is recommended for most businesses. Especially those who sell, supply or deliver goods.
This type of insurance will usually cover for:
- Personal Injury or death
- Property Damage
- Advertising Injury
- Emotional distress / nervous shock
The cover will generally pay for the investigating, defending and settling claims as well as any compensation claims you are found liable to pay.